--- title: The BetterWealth Show | Caleb Guilliams (8) description: "Caleb Guilliams is the founder and CEO of BetterWealth, a company committed to showing people how to have efficiency and control over their money today while maximizing their future wealth potential. \n\nAt an early age, Caleb read every financial book he could get his hands on and was fascinated with the idea of ordinary people being able to achieve extraordinary wealth.\n\n While still in college, he was promoted to take over the entire investment division at a local community bank where he committed to finding a better way to wealth for his clients. He traveled across the country for over two years learning from top financial experts. He eventually discovered proven strategies and principles that can empower anyone to create and protect real wealth. \n\nCaleb is one of the youngest leaders in the industry and is quickly becoming The New Face of Finance. Excited to share and impact as many lives as possible, Caleb authored The AND Asset, hosts the BetterWealth Podcast and speaks around the world. He has a true passion for financial education and is on a mission to help people see and reach their highest potential. (8)" --- ![BetterWealth Logo BLACK PNG](https://info.betterwealth.com/hubfs/BetterWealth%20Logo%20BLACK%20PNG.png) ![menu](https://f.hubspotusercontent40.net/hubfs/7479797/menu.png) ![close_24px](https://7479797.fs1.hubspotusercontent-na1.net/hubfs/7479797/close_24px.svg) - [Blog](https://info.betterwealth.com/blog) - [Blog](https://info.betterwealth.com/blog) [Free Clarity Call](https://46932579.hs-sites.com/#book-call) Our Blog # Stay up to date and learn new things [Discover More](https://www.hubspot.com/) [Get Started](https://www.hubspot.com/) - [Home](https://www.hubspot.com/) - Blog ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) # Caleb Guilliams Caleb Guilliams is the founder and CEO of BetterWealth, a company committed to showing people how to have efficiency and control over their money today while maximizing their future wealth potential. At an early age, Caleb read every financial book he could get his hands on and was fascinated with the idea of ordinary people being able to achieve extraordinary wealth. While still in college, he was promoted to take over the entire investment division at a local community bank where he committed to finding a better way to wealth for his clients. He traveled across the country for over two years learning from top financial experts. He eventually discovered proven strategies and principles that can empower anyone to create and protect real wealth. Caleb is one of the youngest leaders in the industry and is quickly becoming The New Face of Finance. Excited to share and impact as many lives as possible, Caleb authored The AND Asset, hosts the BetterWealth Podcast and speaks around the world. He has a true passion for financial education and is on a mission to help people see and reach their highest potential. All Post - [All Post](https://info.betterwealth.com/blog/the-betterwealth-show) - [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube) - [Guest Appearance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/guest-appearance) - [Life Insurance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/life-insurance) - [Tax](https://info.betterwealth.com/blog/the-betterwealth-show/tag/tax) - [Infinite Banking](https://info.betterwealth.com/blog/the-betterwealth-show/tag/infinite-banking) - [Wealth Building](https://info.betterwealth.com/blog/the-betterwealth-show/tag/wealth-building) - [Investing](https://info.betterwealth.com/blog/the-betterwealth-show/tag/investing) - [Real Estate](https://info.betterwealth.com/blog/the-betterwealth-show/tag/real-estate) - [Debate](https://info.betterwealth.com/blog/the-betterwealth-show/tag/debate) - [Government](https://info.betterwealth.com/blog/the-betterwealth-show/tag/government) - [Intentional Living](https://info.betterwealth.com/blog/the-betterwealth-show/tag/intentional-living) - [Retirement](https://info.betterwealth.com/blog/the-betterwealth-show/tag/retirement) - [Savings](https://info.betterwealth.com/blog/the-betterwealth-show/tag/savings) - [Risk Management](https://info.betterwealth.com/blog/the-betterwealth-show/tag/risk-management) - [Business Owners](https://info.betterwealth.com/blog/the-betterwealth-show/tag/business-owners) - [Estate Planning](https://info.betterwealth.com/blog/the-betterwealth-show/tag/estate-planning) - [Lending](https://info.betterwealth.com/blog/the-betterwealth-show/tag/lending) - [Myth Debunked](https://info.betterwealth.com/blog/the-betterwealth-show/tag/myth-debunked) Search ###### Popular Posts - [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube) - [Guest Appearance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/guest-appearance) - [Life Insurance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/life-insurance) - [Tax](https://info.betterwealth.com/blog/the-betterwealth-show/tag/tax) - [Infinite Banking](https://info.betterwealth.com/blog/the-betterwealth-show/tag/infinite-banking) - [Wealth Building](https://info.betterwealth.com/blog/the-betterwealth-show/tag/wealth-building) - [Investing](https://info.betterwealth.com/blog/the-betterwealth-show/tag/investing) - [Real Estate](https://info.betterwealth.com/blog/the-betterwealth-show/tag/real-estate) - [Debate](https://info.betterwealth.com/blog/the-betterwealth-show/tag/debate) - [Government](https://info.betterwealth.com/blog/the-betterwealth-show/tag/government) - [Intentional Living](https://info.betterwealth.com/blog/the-betterwealth-show/tag/intentional-living) - [Retirement](https://info.betterwealth.com/blog/the-betterwealth-show/tag/retirement) - [Savings](https://info.betterwealth.com/blog/the-betterwealth-show/tag/savings) - [Risk Management](https://info.betterwealth.com/blog/the-betterwealth-show/tag/risk-management) - [Business Owners](https://info.betterwealth.com/blog/the-betterwealth-show/tag/business-owners) - [Estate Planning](https://info.betterwealth.com/blog/the-betterwealth-show/tag/estate-planning) - [Lending](https://info.betterwealth.com/blog/the-betterwealth-show/tag/lending) - [Myth Debunked](https://info.betterwealth.com/blog/the-betterwealth-show/tag/myth-debunked) ###### Popular Posts - [Curtis Ray Gets Hit With Cease & Desist Attorney Explains](https://info.betterwealth.com/blog/the-betterwealth-show/curtis-ray-gets-hit-with-cease-desist-attorney-explains-full-details-) - [I Challenged Curtis Ray About MPI Here's What Happened](https://info.betterwealth.com/blog/the-betterwealth-show/i-challenged-curtis-ray-about-mpi-heres-what-happened) - [Burying Bodies = Secret Tax Loophole?](https://info.betterwealth.com/blog/the-betterwealth-show/burying-bodies-secret-tax-loophole) - [Everything You Need To Know About Private Family Foundations](https://info.betterwealth.com/blog/the-betterwealth-show/everything-you-need-to-know-about-private-family-foundations) - [IRMMA and How to Beat It Reviewing the Medicare Surcharge](https://info.betterwealth.com/blog/the-betterwealth-show/irmma-and-how-to-beat-it-reviewing-the-medicare-surcharge) ###### Subscribe [![The Most Misunderstood Asset in History The Positive Case for Whole Life Insurance](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-18-56-8248-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-18-56-8248-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/the-most-misunderstood-asset-in-history-the-positive-case-for-whole-life-insurance) [Life Insurance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/life-insurance), [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube) ##### [The Most Misunderstood Asset in History The Positive Case for Whole Life Insurance](https://info.betterwealth.com/blog/the-betterwealth-show/the-most-misunderstood-asset-in-history-the-positive-case-for-whole-life-insurance) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 19 January 2025 # Is Whole Life Insurance a Scam? If somebody says whole life insurance is a scam, then they would... 1 minute read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/the-most-misunderstood-asset-in-history-the-positive-case-for-whole-life-insurance) [![IRMMA and How to Beat It Reviewing the Medicare Surcharge](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-18-36-0399-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-18-36-0399-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/irmma-and-how-to-beat-it-reviewing-the-medicare-surcharge) [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube), [Retirement](https://info.betterwealth.com/blog/the-betterwealth-show/tag/retirement) ##### [IRMMA and How to Beat It Reviewing the Medicare Surcharge](https://info.betterwealth.com/blog/the-betterwealth-show/irmma-and-how-to-beat-it-reviewing-the-medicare-surcharge) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 19 January 2025 I didn't know what IRMAA was two years ago. Astonishingly, 80% of advisors we encounter don't... 1 minute read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/irmma-and-how-to-beat-it-reviewing-the-medicare-surcharge) [![Penn Mutual CEO The Untold Benefits of Permanent Life Insurance](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-18-27-9791-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-18-27-9791-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/penn-mutual-ceo-the-untold-benefits-of-permanent-life-insurance) [Life Insurance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/life-insurance), [Guest Appearance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/guest-appearance), [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube) ##### [Penn Mutual CEO The Untold Benefits of Permanent Life Insurance](https://info.betterwealth.com/blog/the-betterwealth-show/penn-mutual-ceo-the-untold-benefits-of-permanent-life-insurance) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 19 January 2025 It is an honor to have a CEO and a president of a mutual life insurance company here. Back in the... 2 minutes read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/penn-mutual-ceo-the-untold-benefits-of-permanent-life-insurance) [![The Future of Infinite Banking & The Life Insurance Industry](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-19-07-7399-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-19-07-7399-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/big-failure-the-future-of-infinite-banking-the-life-insurance-industry-what-needs-to-change) [Infinite Banking](https://info.betterwealth.com/blog/the-betterwealth-show/tag/infinite-banking), [Life Insurance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/life-insurance), [Guest Appearance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/guest-appearance), [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube) ##### [The Future of Infinite Banking & The Life Insurance Industry](https://info.betterwealth.com/blog/the-betterwealth-show/big-failure-the-future-of-infinite-banking-the-life-insurance-industry-what-needs-to-change) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 19 January 2025 If life insurance didn't have any other benefit other than the rate of return and borrowing... 2 minutes read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/big-failure-the-future-of-infinite-banking-the-life-insurance-industry-what-needs-to-change) [![Did Trumps Tax Cuts Help The Economy](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-19-19-3239-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-19-19-3239-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/did-trumps-tax-cuts-help-the-economy) [Guest Appearance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/guest-appearance), [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube), [Government](https://info.betterwealth.com/blog/the-betterwealth-show/tag/government) ##### [Did Trumps Tax Cuts Help The Economy](https://info.betterwealth.com/blog/the-betterwealth-show/did-trumps-tax-cuts-help-the-economy) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 19 January 2025 When discussing the economic impact of the Trump tax cuts, it's important to recognize both the... 1 minute read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/did-trumps-tax-cuts-help-the-economy) [![Responding To HARD Objections Against Whole Life Insurance](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-19-25-0198-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-19-25-0198-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/responding-to-hard-objections-against-whole-life-insurance) [Life Insurance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/life-insurance), [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube) ##### [Responding To HARD Objections Against Whole Life Insurance](https://info.betterwealth.com/blog/the-betterwealth-show/responding-to-hard-objections-against-whole-life-insurance) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 19 January 2025 We are joined by Todd Langford, the founder of Truth Concepts, to delve into the often... 2 minutes read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/responding-to-hard-objections-against-whole-life-insurance) [![The Real Cost of 15 & 30 Year Mortgages Which Should You Choose](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-19-20-4848-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-19-20-4848-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/the-real-cost-of-15-30-year-mortgages-which-should-you-choose) [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube), [Real Estate](https://info.betterwealth.com/blog/the-betterwealth-show/tag/real-estate), [Lending](https://info.betterwealth.com/blog/the-betterwealth-show/tag/lending) ##### [The Real Cost of 15 & 30 Year Mortgages Which Should You Choose](https://info.betterwealth.com/blog/the-betterwealth-show/the-real-cost-of-15-30-year-mortgages-which-should-you-choose) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 18 January 2025 In today's video, we're going to be talking about the 30-year mortgage versus the 15-year mortgage.... 2 minutes read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/the-real-cost-of-15-30-year-mortgages-which-should-you-choose) [![Why The Wealthy Buy This Type of Real Estate](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-18-33-6983-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-18-33-6983-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/why-the-wealthy-buy-this-type-of-real-estate) [Guest Appearance](https://info.betterwealth.com/blog/the-betterwealth-show/tag/guest-appearance), [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube), [Real Estate](https://info.betterwealth.com/blog/the-betterwealth-show/tag/real-estate) ##### [Why The Wealthy Buy This Type of Real Estate](https://info.betterwealth.com/blog/the-betterwealth-show/why-the-wealthy-buy-this-type-of-real-estate) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 18 January 2025 In today's ever-evolving market, understanding the different types of real estate investments can... 1 minute read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/why-the-wealthy-buy-this-type-of-real-estate) [![Using Advanced Calculators To PROVE 0% Car Loans Are FAKE](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-18-37-9115-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-18-37-9115-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/using-advanced-calculators-to-prove-0-car-loans-are-fake) [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube) ##### [Using Advanced Calculators To PROVE 0% Car Loans Are FAKE](https://info.betterwealth.com/blog/the-betterwealth-show/using-advanced-calculators-to-prove-0-car-loans-are-fake) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 18 January 2025 ## Overview We are diving into the world of car financing, uncovering how car companies can offer... 1 minute read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/using-advanced-calculators-to-prove-0-car-loans-are-fake) [![I Challenged Curtis Ray About MPI Here's What Happened](https://info.betterwealth.com/hs-fs/hubfs/Imported_Blog_Media/hqdefault-Jan-19-2025-01-19-17-7000-AM.jpg?width=400&upsize=true&name=hqdefault-Jan-19-2025-01-19-17-7000-AM.jpg)](https://info.betterwealth.com/blog/the-betterwealth-show/i-challenged-curtis-ray-about-mpi-heres-what-happened) [YouTube](https://info.betterwealth.com/blog/the-betterwealth-show/tag/youtube), [Debate](https://info.betterwealth.com/blog/the-betterwealth-show/tag/debate) ##### [I Challenged Curtis Ray About MPI Here's What Happened](https://info.betterwealth.com/blog/the-betterwealth-show/i-challenged-curtis-ray-about-mpi-heres-what-happened) ![Caleb Guilliams](https://info.betterwealth.com/hubfs/team/caleb_profile.png) [Caleb Guilliams](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams) 18 January 2025 In this enlightening part two of our series with Curtis Ray, I delve deeper into my concerns and... 2 minutes read [Read More](https://info.betterwealth.com/blog/the-betterwealth-show/i-challenged-curtis-ray-about-mpi-heres-what-happened) [6](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams/page/6) [7](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams/page/7) [8](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams/page/8) [9](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams/page/9) [10](https://info.betterwealth.com/blog/the-betterwealth-show/author/caleb-guilliams/page/10) ![BetterWealth Logo WHITE PNG](https://info.betterwealth.com/hubfs/brand/BetterWealth%20Logo%20WHITE%20PNG.png) We believe it’s impossible to be wealthy if you are not living intentionally. 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